Speak Group has built the first sophisticated Virtual Mobile Network platform incorporating an integrated Mobile Money Wallet to deliver mobile phone apps converging Communications, Mobile Money Services and Lifestyle Services into a single app.

The platform enables communication app-to-app, and app-to-conventional network users, with multiple global numbers linked to one ID for low cost or free local and international calls.

The Mobile Wallet provides global multi-currency money remittance services in a market forecast to grow to $1tn and enables the app to offer embedded Lifestyle Services product purchases, including games and music.

Speak Group will offer the converged services across three distinct businesses: Ummah Mobile, the world’s first app specific to the global Muslim community, Speak Mobile, a generic global app product, and hosted White Label Services for third party customers including Brightstar, to provide bespoke apps for their clients.